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Merry Christmass to All

Christmas is a spending season whether we like it or not. There are more than a hundred reasons not to mention the sales promotions being offered by malls, travel companies, air lines and even credit houses to entice people to spend more and part with their hard earned cash this season. For one Christmas is a season of giving and of traditional celebrations. So inevitably we have to part with our hard earned cash.
With the tight economy however, we can choose to be prudent in spending. Notice how much food and drinks are wasted during Noche Buena (midnight family gathering on Christmas eve) and new year's day? Maybe we can cut back a little on the menu and volume of food and drinks. For gifts, scour malls and retail stores for discounts and inexpensive give always. Instead of spending Christmas vacation somewhere, think of staying home this time. However activities to make Christmas at home more eventful and meaningful to family and love ones have to be carefully planned and executed.

Of course if you have money to burn or good financial prospects in the coming months, then by all means spend more and be generous. As they say, its not good to be stingy during Christmas.

If you are cash strapped this time just like myself and most of my friends, then let's plan to spend less but nevertheless rewarding Christmas experience with family and loved ones.

Merry Christmas to everyone.

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