bilarboy's mind

Top schools and those vying to be competitive often go for high academic standards. And their teachers appear to have a penchant for making the life of students even harder. Some teachers keep lectures and explanations short leaving students to fill in considerable gaps in understanding the subject matter. Tests are difficult and sometimes include topics not covered by their lectures. We often hear these complaints from students. Some of course are alibis for low grades. However I did experience these anomalies when I was a student in a state college. I would say that a tutor is even more relevant to students now a days. To stay competitive or pass difficult subjects, tutors could help a lot. Fortunately there are online tutorial programs offered by some companies mostly for a fee. They can provide an online tutor to address one's tutorial needs promptly. Certainly online tutorial services is a big help to students. It is wise to choose leading on line tutorial companies offer...

Christmas is a spending season whether we like it or not. There are more than a hundred reasons not to mention the sales promotions being offered by malls, travel companies, air lines and even credit houses to entice people to spend more and part with their hard earned cash this season. For one Christmas is a season of giving and of traditional celebrations. So inevitably we have to part with our hard earned cash. With the tight economy however, we can choose to be prudent in spending. Notice how much food and drinks are wasted during Noche Buena (midnight family gathering on Christmas eve) and new year's day? Maybe we can cut back a little on the menu and volume of food and drinks. For gifts, scour malls and retail stores for discounts and inexpensive give always. Instead of spending Christmas vacation somewhere, think of staying home this time. However activities to make Christmas at home more eventful and meaningful to family and love ones have to be carefully planned and e...

The recent and seemingly on-going economic slowdown of the US is a nagging concern to the rest of the world. When the world's richest and most powerful nation sneezes, the others have to hold their breath and brace for the worst. Hardest hit financially and psychologically are the ordinary citizens and even businessmen. The impact of an economy going sour is mostly felt by the common citizenry. Losing one's job or seeing friends losing theirs is a gut wrenching experience. I do too worry what the future brings particularly to job security and ultimately to my pocket. I have bills and debts to pay. I have future must expenses. How to manage and meet all of these obligations given my limited financial resources and propensity to buy things on impulse is really daunting. Unfortunately we have little or no influence on preventing job loses or business closures. So as they say it, better use our resources and energy on factors we have control of. I do believe we can survive better...